Advice To Help Your Personal Finances Flourish (3)

Advice To Help Your Personal Finances Flourish

Personal finance is one of those words that often cause people to become nervous or even break out in sweat. If you are ignoring your finances and hoping for the problems to go away, you are doing it wrong. Read the tips in this article to learn how to take control of your own financial life.

To best manage your finances, prioritize your debt. Pay off your credit cards first. Credit cards have a higher interest than almost any other type of debt, which means they build up high balances faster. Paying them down reduces your debt now, frees up credit for emergencies, and means that there will be less of a balance to collect interest over time.

Ask credit card companies to lower your rates. If you’ve been paying your bills on time, they should have no problem with this request. Ask politely and calmly, and don’t threaten them or harass the person you are speaking with. If necessary, talk to a manager. This way, you will save money on your credit card bills.

Every household should have an emergency savings account. Every time you get a paycheck automatically put some aside for savings. This will help you if you ever find that you can not pay a bill or if you lose your job. Having the safety of an emergency savings account can ease anxiety in times of high financial stress.

A terrific tip for getting your personal finances in order … Read more...

Pinterest for Business The Truth about Pinterest for Small Businesses

Interest for Business – The Truth about Pinterest for Small Businesses

It has come as no surprise that businesses, both big and small, are using social networking sites like Facebook, Twitter, and interest to broaden their horizons and to increase their marketing reach on a global scale. It may even be shocking to include interest as a means to market your business, but believe it or not, Pinterest garners an average of 100 million visitors a month! The site, being less than a year old, has already surpassed other social networking giants like Google+ and LinkedIn.

Everyone knows about why Facebook and Twitter are good marketing weapons, but what makes Pinterest also as good for business?
1.) Interest has a centered demographic with defined interests – Facebook and Twitter is used by everyone, and I do mean EVERYONE. However, interest stands out because of its female-centered demographic with defined interests. The site is used by women, who make up for 65% of its users and average an age of 32 years old and up. What does this mean? This is a good sign for businesses that deal with products meant for women. Interest users also have a keen interest in visual categories like furniture, jewelry, photography, and other lifestyle-related goods, so if you’re business is tapped into any of these, you can make interest work for you.

2.) Interest is reliant on visuals – People today don’t like to read a lot of stuff. They prefer compressed pieces of information … Read more...